SHMUP-DEV

SHMUP DEV FORUMS => Business and Marketing => Topic started by: Dakurv on December 30, 2005, 12:06:26 AM



Title: transactions for freelancers
Post by: Dakurv on December 30, 2005, 12:06:26 AM
I was wondering if any Canadian here had sucessfully setup a system to receive payments when you do freelance work over the internet ?
I tried paypal but even after calling my bank to make sure i was entering the right digits at the right place it never worked.
How about a system like a webpage that can process a paiment for you and send you a check or something like that.

Anyone knows about anything like this ?



Title: Re: transactions for freelancers
Post by: Matt McFarland on December 30, 2005, 01:52:42 AM
I was wondering if any Canadian here had sucessfully setup a system to receive paiments when you do freelance work over the internet ?
I tried paypal but even after calling my bank to make sure i was entering the right digits at the right place it never worked.
How about a system like a webpage that can process a paiment for you and send you a check or something like that.

Anyone knows about anything like this ?



Did you call paypal and talk to them?  I'm sure they would be more then willing to sort this out, especially if you call them being concerned.  It just seems hard to believe that paypal would make it impossible for canadians to use their almost global system.  Considering that Canada and US are pretty good together, I'm sure this could be done.  My only guess is that maybe you were entering US dollar cents and they wanted canadian cents for some reason?  Perhaps there was a mistake on paypal's part that needed clearing up? 


Title: Re: transactions for freelancers
Post by: Dakurv on December 30, 2005, 02:10:52 AM
no its because they show an american check to show you wich digits to enter for paypal to deposit in your account. A canadian check is very different so its confusing for me. I called my bank to make sure i was entering the right numbers but it still did not work.

I think i will call paypal


Title: Re: transactions for freelancers
Post by: d000hg on January 16, 2006, 01:35:52 PM
Surely PP lets you make payments in any currency? So I could pay someone 400 Rupees even though I'm in the UK? I hope it works that way anyway!


Title: Re: transactions for freelancers
Post by: Matt McFarland on January 16, 2006, 02:00:50 PM
Surely PP lets you make payments in any currency? So I could pay someone 400 Rupees even though I'm in the UK? I hope it works that way anyway!

Not really.  Paypal does do a lot of different currencies but not all.  I've hired a few people and some preferred I wire or mail the money..


Title: Re: transactions for freelancers
Post by: d000hg on January 17, 2006, 06:40:49 AM
Is it cheap to pay between different currencies, compared to a wire transfer? I've heard there is no cheap way for me in the UK to get paid in $US...


Title: Re: transactions for freelancers
Post by: Nexic on February 02, 2006, 07:54:09 AM
I've found that being in the UK the cheapest way is by check.There is a 6.50 GBP (for my bank at least) charge on each USD check. But that's got to be better than $40 wire transfer fees (although some companies can do it for less).


Title: Re: transactions for freelancers
Post by: d000hg on February 02, 2006, 10:08:56 AM
That does sound cheap. Who is your bank?


Title: Re: transactions for freelancers
Post by: Nexic on February 02, 2006, 11:37:27 AM
Nationwide


Title: Re: transactions for freelancers
Post by: Sysiphus on February 02, 2006, 05:38:18 PM
I prefer bank transfer (wire?) and if not, western union, or the like.


Title: Re: transactions for freelancers
Post by: nvision on February 24, 2006, 08:49:08 PM
I only use direct wire transfer now (through RBC)...as long as you provide your client with a SWIFT number and Routing code, the fees for the transfer should be negligible.  Also, there's a direct conversion to Canadain dollars, and you don't have to wait for clearance (as with foreign cheque payments).  For transfer times, I've found it usually takes 1-3 days for the transfer to complete, and I've received funds from the US, Europe, Britain, Israel and Japan.

I used to use Paypal, but they made me change my account to a business account due to volume, and with the % they take it wasn't worth it.


Title: Re: transactions for freelancers
Post by: Sysiphus on February 26, 2006, 06:01:27 PM
really good info, nvision, thanks a lot.


Title: Re: transactions for freelancers
Post by: Matt McFarland on March 01, 2006, 10:49:25 AM
nvision, do you use western union at all?


Title: Re: transactions for freelancers
Post by: nvision on March 01, 2006, 06:41:25 PM
I've used Western Union a few times...on the one hand, you can get you money the same day, on the other, you end up getting hit twice for service fees...once for WU transfer fees and another for converting foreign currency at a premium.  On the last payment I received that way, the amount was about $3000, and I ended up losing $275 in fees.


Title: Re: transactions for freelancers
Post by: Matt McFarland on March 01, 2006, 06:48:46 PM
 :o :o :o

I thought only the SENDER got hit with fees?  I had no idea they hit both people with fees. sounds to me anything other than paypal costs more $


Title: Re: transactions for freelancers
Post by: d000hg on March 02, 2006, 10:13:10 AM
I got send ~$12 recently on Paypal and there was a fee of about $0.81. Which seems  a little high - this is before any fees for converting to .


Title: Re: transactions for freelancers
Post by: dunno on March 02, 2006, 05:39:08 PM
Matt, I say you should set up a service where members could actually sell products through your site (at a low low commission, of course ;)). That, or we should make an FAQ on how to do this. I know that there are many online credit card processing companies that would do this type of service for you at a relatively cheap price (everything from the software, to account management, to collection and sending you your cheques).


Title: Re: transactions for freelancers
Post by: d000hg on March 02, 2006, 09:30:07 PM
It's a site for developers though, not gamers. Maybe www.shmup-selling.com could be a sister-site?!


Title: Re: transactions for freelancers
Post by: Ultrano on May 09, 2006, 02:54:58 PM
I've been using wire-transfers as a way of receiving payment/salary for several years. [the SWIFT+code way]
When I receive money [Dallas->Bulgaria], the usual cost is $20 [+/-3].

For software orders, I use RegNow, no problems ever. Though, they take 20% of the price (which is a too high for many people), and there's a $10 sign-up fee. When receiving payments, they cover half of the [wire-]transfer fee [Canada->Bulgaria, again $20].

To avoid automatic convertion of currencies during transfers, the "payment account" I use for wire-transfers is in USD.

With a debit/credit card VISA/MasterCard, you could use alternatives to PayPal... but I haven't had the need to research on that yet.

Ahh and a note about PayPal, aside from people complaining on its policies... People from too many countries cannot send you money via PayPal! I live in such a country -_- , and it's infuriating to see the paypal logo.


Title: Re: transactions for freelancers
Post by: Matt McFarland on May 09, 2006, 04:31:30 PM
If you have a US Passport, you should be able to get a PAYPAL Account simply by faxing ID documents etc to a US Bank, then you can use that Bank account to connect your PAYPAL account.  But who wants to do that?  Still doesnt stop wiring does it?

Well, it's unfortunate that not every country has banks that support Paypal.  I dont know why exactly, but I'm sure for some, there are valid reasons (wiring fees maybe?)

With the rise of the internet, its hard to comprehend wiring money anymore.  I hope that eventually all money can be electronically sent and not wired via the telephone or however some countries still insist on doing it.

If I am providing a cheap service for people, like cheap advertising, wiring money isnt even worth it.