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Read December 30, 2005, 12:06:26 AM #0
Dakurv

transactions for freelancers

I was wondering if any Canadian here had sucessfully setup a system to receive payments when you do freelance work over the internet ?
I tried paypal but even after calling my bank to make sure i was entering the right digits at the right place it never worked.
How about a system like a webpage that can process a paiment for you and send you a check or something like that.

Anyone knows about anything like this ?

« Last Edit: December 30, 2005, 02:09:34 AM by Dakurv »

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Read December 30, 2005, 01:52:42 AM #1
Matt McFarland

Re: transactions for freelancers

I was wondering if any Canadian here had sucessfully setup a system to receive paiments when you do freelance work over the internet ?
I tried paypal but even after calling my bank to make sure i was entering the right digits at the right place it never worked.
How about a system like a webpage that can process a paiment for you and send you a check or something like that.

Anyone knows about anything like this ?



Did you call paypal and talk to them?  I'm sure they would be more then willing to sort this out, especially if you call them being concerned.  It just seems hard to believe that paypal would make it impossible for canadians to use their almost global system.  Considering that Canada and US are pretty good together, I'm sure this could be done.  My only guess is that maybe you were entering US dollar cents and they wanted canadian cents for some reason?  Perhaps there was a mistake on paypal's part that needed clearing up? 


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Read December 30, 2005, 02:10:52 AM #2
Dakurv

Re: transactions for freelancers

no its because they show an american check to show you wich digits to enter for paypal to deposit in your account. A canadian check is very different so its confusing for me. I called my bank to make sure i was entering the right numbers but it still did not work.

I think i will call paypal
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Read January 16, 2006, 01:35:52 PM #3
d000hg

Re: transactions for freelancers

Surely PP lets you make payments in any currency? So I could pay someone 400 Rupees even though I'm in the UK? I hope it works that way anyway!
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Read January 16, 2006, 02:00:50 PM #4
Matt McFarland

Re: transactions for freelancers

Surely PP lets you make payments in any currency? So I could pay someone 400 Rupees even though I'm in the UK? I hope it works that way anyway!

Not really.  Paypal does do a lot of different currencies but not all.  I've hired a few people and some preferred I wire or mail the money..


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Read January 17, 2006, 06:40:49 AM #5
d000hg

Re: transactions for freelancers

Is it cheap to pay between different currencies, compared to a wire transfer? I've heard there is no cheap way for me in the UK to get paid in $US...
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Read February 02, 2006, 07:54:09 AM #6
Nexic

Re: transactions for freelancers

I've found that being in the UK the cheapest way is by check.There is a 6.50 GBP (for my bank at least) charge on each USD check. But that's got to be better than $40 wire transfer fees (although some companies can do it for less).
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Read February 02, 2006, 10:08:56 AM #7
d000hg

Re: transactions for freelancers

That does sound cheap. Who is your bank?
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Read February 02, 2006, 11:37:27 AM #8
Nexic

Re: transactions for freelancers

Nationwide
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Read February 02, 2006, 05:38:18 PM #9
Sysiphus

Re: transactions for freelancers

I prefer bank transfer (wire?) and if not, western union, or the like.
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Read February 24, 2006, 08:49:08 PM #10
nvision

Re: transactions for freelancers

I only use direct wire transfer now (through RBC)...as long as you provide your client with a SWIFT number and Routing code, the fees for the transfer should be negligible.  Also, there's a direct conversion to Canadain dollars, and you don't have to wait for clearance (as with foreign cheque payments).  For transfer times, I've found it usually takes 1-3 days for the transfer to complete, and I've received funds from the US, Europe, Britain, Israel and Japan.

I used to use Paypal, but they made me change my account to a business account due to volume, and with the % they take it wasn't worth it.
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Read February 26, 2006, 06:01:27 PM #11
Sysiphus

Re: transactions for freelancers

really good info, nvision, thanks a lot.
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Read March 01, 2006, 10:49:25 AM #12
Matt McFarland

Re: transactions for freelancers

nvision, do you use western union at all?


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Read March 01, 2006, 06:41:25 PM #13
nvision

Re: transactions for freelancers

I've used Western Union a few times...on the one hand, you can get you money the same day, on the other, you end up getting hit twice for service fees...once for WU transfer fees and another for converting foreign currency at a premium.  On the last payment I received that way, the amount was about $3000, and I ended up losing $275 in fees.
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Read March 01, 2006, 06:48:46 PM #14
Matt McFarland

Re: transactions for freelancers

 Shocked Shocked Shocked

I thought only the SENDER got hit with fees?  I had no idea they hit both people with fees. sounds to me anything other than paypal costs more $


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Read March 02, 2006, 10:13:10 AM #15
d000hg

Re: transactions for freelancers

I got send ~$12 recently on Paypal and there was a fee of about $0.81. Which seems  a little high - this is before any fees for converting to .
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Read March 02, 2006, 05:39:08 PM #16
dunno

Re: transactions for freelancers

Matt, I say you should set up a service where members could actually sell products through your site (at a low low commission, of course Wink). That, or we should make an FAQ on how to do this. I know that there are many online credit card processing companies that would do this type of service for you at a relatively cheap price (everything from the software, to account management, to collection and sending you your cheques).
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Read March 02, 2006, 09:30:07 PM #17
d000hg

Re: transactions for freelancers

It's a site for developers though, not gamers. Maybe www.shmup-selling.com could be a sister-site?!
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Read May 09, 2006, 02:54:58 PM #18
Ultrano

Re: transactions for freelancers

I've been using wire-transfers as a way of receiving payment/salary for several years. [the SWIFT+code way]
When I receive money [Dallas->Bulgaria], the usual cost is $20 [+/-3].

For software orders, I use RegNow, no problems ever. Though, they take 20% of the price (which is a too high for many people), and there's a $10 sign-up fee. When receiving payments, they cover half of the [wire-]transfer fee [Canada->Bulgaria, again $20].

To avoid automatic convertion of currencies during transfers, the "payment account" I use for wire-transfers is in USD.

With a debit/credit card VISA/MasterCard, you could use alternatives to PayPal... but I haven't had the need to research on that yet.

Ahh and a note about PayPal, aside from people complaining on its policies... People from too many countries cannot send you money via PayPal! I live in such a country -_- , and it's infuriating to see the paypal logo.
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Read May 09, 2006, 04:31:30 PM #19
Matt McFarland

Re: transactions for freelancers

If you have a US Passport, you should be able to get a PAYPAL Account simply by faxing ID documents etc to a US Bank, then you can use that Bank account to connect your PAYPAL account.  But who wants to do that?  Still doesnt stop wiring does it?

Well, it's unfortunate that not every country has banks that support Paypal.  I dont know why exactly, but I'm sure for some, there are valid reasons (wiring fees maybe?)

With the rise of the internet, its hard to comprehend wiring money anymore.  I hope that eventually all money can be electronically sent and not wired via the telephone or however some countries still insist on doing it.

If I am providing a cheap service for people, like cheap advertising, wiring money isnt even worth it.
« Last Edit: May 09, 2006, 04:33:02 PM by Matt McFarland »

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